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Guaranteed Issue
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For complete details on emission types and additional protections, see the Summary of types of Issue
Instant Issue
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For complete details on emission types and additional protections, see the Summary of types of Issue
Express Issue
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For complete details on emission types and additional protections, see the Summary of types of Issue
Immediate Underwriting - Term Life
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Get a decision similar to the one from an underwriter in just a few clicks |
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For complete details on emission types and additional protections, see the Summary of types of Issue
Three child-specific products in Simplified Issue
- 100% online process on My Universe in less than 48 hours
- Electronic delivery of the contract on the portal
- No medical examination or tele-interview
For the Early Learning product, consult the Interactive Application (PDF)
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Eligibility Questionnaires | Simplified Issue
Here are the Eligibility Questionnaires with all qualification questions:
- Eligibility Questionnaire 1 – Simplified Issue | Term and Permanent Life Insurance
- Eligibility Questionnaire 2 – Simplified Issue | Credit Insurance Rider
- Eligibility Questionnaire 3 – Simplified Issue | Additional Coverages
- Eligibility Questionnaire 4 – Simplified Issue | Children from 15 days to 15 years old