Rate Guarantee

How do I get a rate guarantee?

*UV Insurance accepts electronic signatures on PDF applications for investments under certain conditions.
Please review the specific measures regarding e-signatures in the Investment-Retirement section

Renewal	Transfer	New deposit
Valid (calendar days):
45 days	45 days	15 days
Requirements:		By cheque	By PAD
Client’s signature (original is not required) on an instruction letter or on our form “Agreement to guarantee Interest Rate”. OR Email from the advisor to mentioning client’s name, chosen product and term.	Copies of the application and transfer form with wet signature OR PDF with electronic signature*, by email/fax with contract number if applicable (additional deposit). OR Email to mentioning client’s name, amount to be received, chosen product and rate requested, expected date of receipt of funds and the delivering institution. The deposit (transfer cheque) must be received at our offices within 45 days of the guarantee rate request and be cashable within this period.	Copies of the application with wet signature. OR PDF application with electronic signature*, and of the cheque, by email/fax with contract number if applicable (additional deposit). OR Email to mentioning client’s name, amount to be received, chosen product and rate requested, and expected date of receipt of funds. The original application (in paper format with wet signature) must be mailed with the cheque. All documents must be received at our offices within 15 days of the guarantee rate request. The cheque must be cashable within this period.	Copies of the application with wet signature OR PDF application with electronic signature* and of the pre-printed cheque specimen, by email/fax with contract number if applicable (additional deposit). OR Email mentioning client’s name, chosen product and rate requested. The duly completed documents must be received within 15 days of the guarantee rate request and the debit must be made within this period.
Confirmed rates:
The highest between the guaranteed rate and the rate in effect on the date of renewal.	The highest between the guaranteed rate, the rate in effect on the date of receipt of the application (wet signature or PDF with electronic signature*) and the rate in effect on the date of receipt of the deposit.	The highest between the guaranteed rate, the rate in effect on the date of receipt of the application (wet signature or PDF with electronic signature*) and the rate in effect on the date of receipt of the deposit.